[[ Insert Policy Name Here ]]

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Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Sit amet nisl suscipit adipiscing bibendum. Commodo viverra maecenas accumsan lacus vel. Morbi enim nunc faucibus a pellentesque sit amet porttitor. Vel pharetra vel turpis nunc eget. Quis enim lobortis scelerisque fermentum dui. Natoque penatibus et magnis dis parturient. Fermentum leo vel orci porta non pulvinar. Massa eget egestas purus viverra. Scelerisque fermentum dui faucibus in ornare. Porttitor eget dolor morbi non arcu risus quis varius. Erat imperdiet sed euismod nisi porta lorem mollis. Non consectetur a erat nam at lectus urna duis. Condimentum lacinia quis vel eros donec ac. Mattis vulputate enim nulla aliquet porttitor lacus luctus accumsan tortor. Urna et pharetra pharetra massa massa ultricies.

Pharetra vel turpis nunc eget lorem. Massa sed elementum tempus egestas sed. Ante in nibh mauris cursus mattis. Quis imperdiet massa tincidunt nunc pulvinar sapien et ligula. Dapibus ultrices in iaculis nunc. Tincidunt lobortis feugiat vivamus at augue eget arcu. Sed egestas egestas fringilla phasellus faucibus scelerisque eleifend donec pretium. Interdum consectetur libero id faucibus nisl tincidunt. Ac felis donec et odio pellentesque diam volutpat commodo sed. Bibendum ut tristique et egestas. Dui id ornare arcu odio ut sem nulla. Sit amet nisl purus in mollis nunc sed id semper. A pellentesque sit amet porttitor eget dolor morbi. Molestie at elementum eu facilisis sed odio morbi quis commodo. Luctus venenatis lectus magna fringilla urna porttitor rhoncus dolor purus. Libero enim sed faucibus turpis in eu mi bibendum neque. Egestas sed tempus urna et pharetra. Lacus sed viverra tellus in hac habitasse platea. Ut faucibus pulvinar elementum integer enim neque volutpat ac. Nibh tortor id aliquet lectus proin nibh nisl.

 

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Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Sit amet nisl suscipit adipiscing bibendum. Commodo viverra maecenas accumsan lacus vel. Morbi enim nunc faucibus a pellentesque sit amet porttitor. Vel pharetra vel turpis nunc eget. Quis enim lobortis scelerisque fermentum dui. Natoque penatibus et magnis dis parturient. Fermentum leo vel orci porta non pulvinar. Massa eget egestas purus viverra. Scelerisque fermentum dui faucibus in ornare. Porttitor eget dolor morbi non arcu risus quis varius. Erat imperdiet sed euismod nisi porta lorem mollis. Non consectetur a erat nam at lectus urna duis. Condimentum lacinia quis vel eros donec ac. Mattis vulputate enim nulla aliquet porttitor lacus luctus accumsan tortor. Urna et pharetra pharetra massa massa ultricies.

Pharetra vel turpis nunc eget lorem. Massa sed elementum tempus egestas sed. Ante in nibh mauris cursus mattis. Quis imperdiet massa tincidunt nunc pulvinar sapien et ligula. Dapibus ultrices in iaculis nunc. Tincidunt lobortis feugiat vivamus at augue eget arcu. Sed egestas egestas fringilla phasellus faucibus scelerisque eleifend donec pretium. Interdum consectetur libero id faucibus nisl tincidunt. Ac felis donec et odio pellentesque diam volutpat commodo sed. Bibendum ut tristique et egestas. Dui id ornare arcu odio ut sem nulla. Sit amet nisl purus in mollis nunc sed id semper. A pellentesque sit amet porttitor eget dolor morbi. Molestie at elementum eu facilisis sed odio morbi quis commodo. Luctus venenatis lectus magna fringilla urna porttitor rhoncus dolor purus. Libero enim sed faucibus turpis in eu mi bibendum neque. Egestas sed tempus urna et pharetra. Lacus sed viverra tellus in hac habitasse platea. Ut faucibus pulvinar elementum integer enim neque volutpat ac. Nibh tortor id aliquet lectus proin nibh nisl.

 

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PRIVACY AND CONFIDENTIALITY
 
The RBK School Product is subject to FBS's Privacy Policy. FBS does not knowingly collect personal information from children under the age of 18 and does not wish to do so. FBS reserves the right to request proof of age so that it can verify that minors under the age of 18 are not using the RBK School Product.
 
We respect your privacy and must insist that you respect the privacy of other people that participate in the Program (“RBK School Participants” or “Program Participants”).
 
By purchasing access to the Program, you agree:
  • not to infringe any copyright, patent, trademark, trade secret or other intellectual property rights of FBS or the Program Participants;
  • that any confidential information shared by RBK School Participants or any of FBS’s representatives is confidential and proprietary and belongs solely and exclusively to the Participant who discloses it or to FBS;
  • not to disclose such confidential information to any other person or use it in any manner other than in discussion with other RBK School Participants during training sessions;
  • the FBS Content that is provided to you is the confidential and proprietary information and intellectual property of FBS and belongs solely and exclusively to FBS and it may be used by you only as authorized by FBS;
  • the reproduction, distribution and sale of the Content by anyone other than FBS is strictly prohibited; and
  • that if you violate, or threaten to violate, any of your agreements contained in this paragraph we will be entitled to, among other things, injunctive relief to prohibit such violations.
While you are free to discuss your personal results from the Program and training, you must keep the experience and statements, oral or written, of all other participants in the strictest of confidence. 
 
RBK SCHOOL MEMBER AREA AND COMMUNITY RULES
 
No Solicitation Within the RBK School online community:
 
The purpose of the RBK School online community is, in part, about learning how to get clients, but is not about trying to turn other RBK School participants into clients. You are not permitted to offer your services, sell your programs or products, or invite RBK School Participants to join other social networks, groups, or programs. This is a space for learning and is a pitch-free, solicitation-free and sales-free environment. Sharing affiliate links within the RBK School Content or Member Areas is not permitted.
 
Your failure to comply with these terms will result in immediate termination of your participation in the RBK School Program without a refund.
 
RBK School Online Community Rules:
 
You agree to abide by the RBK School Community Rules, which are available through OUR ONLINE COMMUNITY RULES and are hereby incorporated into this Agreement.
 
THIRD-PARTY MATERIALS AND WEBSITES
 
FBS may provide links to third-party materials and websites. These third-party materials and websites are not part of the RBK School Program and they may be either withdrawn or terminated at any time without any liability on the part of FBS. You agree that you will be responsible for all payment and other obligations associated with your use of any and all third-party materials and websites. In addition, you agree that FBS is not responsible for examining and evaluating the content and accuracy of any third-party materials and websites, and FBS does not warrant and will not have any liability or responsibility for any third-party materials or websites or for any other materials, products, or services of third-parties. You further agree that you will not use any third-party materials and websites in a manner that would infringe or violate the rights of any other party and that FBS will not be liable for your improper use of third-party materials and websites.
 
DISCLAIMER
 
THE RBK SCHOOL PRODUCT, THE SITE, THE CONTENT, AND ANY OTHER MATERIALS PROVIDED BY US HEREUNDER ARE PROVIDED “AS IS” AND ON AN “AS AVAILABLE” BASIS. WE DISCLAIM ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE, MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES’ RIGHTS, AND FITNESS FOR PARTICULAR PURPOSE AND ANY WARRANTIES ARISING FROM A COURSE OF DEALING, COURSE OF PERFORMANCE, OR USAGE OF TRADE IN CONNECTION WITH THE PRODUCTS.
 
When addressing financial matters in any of our websites, videos, newsletters, programs or other Content, we’ve taken all reasonable efforts to ensure that we accurately represent our programs and their potential to grow your business and improve your life. However, FBS does not guarantee that you will get any results or earn any money using any of our ideas, tools, strategies or recommendations, and nothing in the Program, Content, or Site is a promise or guarantee to you of future earnings.
 
YOU EXPRESSLY AGREE THAT YOUR USE OR INABILITY TO USE THE RBK SCHOOL PRODUCT IS AT YOUR SOLE RISK. By purchasing access to the RBK School Product, you accept, agree, and understand that you are fully responsible for your progress and results from your participation and that we offer no representations, warranties, or guarantees verbally or in writing regarding your earnings, business profit, marketing performance, audience growth, or results of any kind. You alone are responsible for your actions and results in life and business which are dependent on personal factors including, but not necessarily limited to, your skill, knowledge, ability, dedication, business savvy, network, and financial situation, to name just a few. You also understand that any testimonials or endorsements by our customers or audience represented on our programs, websites, content, landing pages, sales pages, or offerings have not been scientifically evaluated by us and the results experienced by individuals may vary significantly. Any statements outlined on our websites, programs, Content, and offerings are simply our opinion and thus are not guarantees or promises of actual performance. We offer no professional legal, medical, psychological, or financial advice.
 
ADDITIONAL TERMS AND CONDITIONS
 
1) GOVERNING LAW AND JURISDICTION. This Agreement shall be governed by, construed and enforced in accordance with the laws of the state of Colorado, United States of America, without regard to the conflict of laws principles thereof. The Parties agree that personal jurisdiction shall exist in Colorado and that the State of Colorado shall have subject matter jurisdiction over any issues arising from interpretation or enforcement of this Agreement. Any lawsuits arising out of this Agreement shall be brought in Archuleta County, Colorado. 
 
2) LIMITATION OF LIABILITY. IN CONNECTION WITH ANY WARRANTY, CONTRACT, OR COMMON LAW TORT CLAIMS: (I) FBS, ITS OWNERS, OFFICERS, EMPLOYEES, AFFILIATES, CONTRACTORS, OR LICENSEES SHALL NOT BE LIABLE FOR ANY INDIRECT, CONSEQUENTIAL INCIDENTAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM OR OUT OF THIS AGREEMENT, INCLUDING YOUR USE OF THE RBK SCHOOL PRODUCT; AND (II) YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE RBK SCHOOL PRODUCT. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SOME OF THE ABOVE LIMITATIONS ON WARRANTIES IN THIS SECTION MAY NOT APPLY TO YOU.
 
AS SET FORTH IN OUR PRIVACY POLICY, FBS SHALL USE REASONABLE EFFORTS TO PROTECT INFORMATION SUBMITTED BY YOU IN CONNECTION WITH YOUR PURCHASE AND USE OF THE RBK SCHOOL PRODUCT, BUT YOU AGREE THAT YOUR SUBMISSION OF SUCH INFORMATION IS AT YOUR SOLE RISK.
 
3) NON-DISPARAGEMENT. You agree that you will not engage in any conduct or communications with a third party, public or private, that are false or designed to disparage FBS, RBK School, Emilee Saldaya, or including, but not limited to, any remark, comment, message, information, declaration, campaign, communication, and/or other statement of any kind, whether verbal, in writing, electronically transferred, or otherwise, that might reasonably be construed to be derogatory, defamatory, libelous, or slander.   
 
4) BINDING EFFECT. This Agreement shall be binding upon, and inure to the benefit of, the successors, executors, heirs, representatives, administrators, and permitted assigns of the parties. You have no right to assign this Agreement, by operation of law or otherwise. The RBK School Product is a non-transferable program.
 
5) TERMINATION. FBS is committed to providing all customers in the Program with a positive Program experience. If you fail, or FBS suspects that you have failed, to comply with any of the provisions of this Agreement, FBS, in its sole discretion and without notice to you, may: (a) limit, suspend, or terminate your participation in the RBK School Program without refund or forgiveness of monthly payments; and/or (b) terminate this Agreement.
 
Your obligations to FBS under this Agreement will survive expiration or termination of this Agreement for any reason.
 
6) CHANGES. FBS reserves the right at any time to modify this Agreement and to impose new or additional terms or conditions on your use of the RBK School Product. Such modifications and additional terms and conditions shall be effective immediately and incorporated into this Agreement. Your continued use of the RBK School Product will be deemed your acceptance thereof. The changes may be listed in an area accessible to you on the Site or you may be notified by either e-mail or postal mail. If you have any questions, please contact our legal department directly at [email protected].
 
7) INDEMNIFICATION. You agree to defend, indemnify, and hold harmless FBS, its owners, officers, employees, contractors, directors, licensors, related entities, affiliates, and successors from and against any and all liabilities and expense whatsoever, including, without limitation, claims, damages, judgments, awards, settlements, investigations, costs, attorneys’ fees, and disbursements, which any of such parties may incur or become obligated to pay arising out of or resulting from your breach of this Agreement and/or your misuse of the RBK School Product. You shall defend FBS in any legal actions, regulatory actions, or the like arising from or related to this Agreement. You recognize and agree that all of FBS’s owners, officers, employees, shareholders, trustees, affiliates, and successors shall not be held personally responsible or liable for any actions or representations of FBS.
 
8) BINDING ARBITRATION. In the event of a dispute arising under or relating to this Agreement or the Program (each, a “Dispute”), either party may elect to finally and exclusively resolve the dispute by binding arbitration governed by the Federal Arbitration Act (“FAA”). Any election to arbitrate, at any time, shall be final and binding on the other party. IF EITHER PARTY CHOOSES ARBITRATION, NEITHER PARTY SHALL HAVE THE RIGHT TO LITIGATE SUCH CLAIM IN COURT OR TO HAVE A JURY TRIAL, EXCEPT EITHER PARTY MAY BRING ITS CLAIM IN ITS LOCAL SMALL CLAIMS COURT, IF PERMITTED BY THAT SMALL CLAIMS COURT RULES AND IF WITHIN SUCH COURT’S JURISDICTION. ARBITRATION IS DIFFERENT FROM COURT, AND DISCOVERY AND APPEAL RIGHTS MAY ALSO BE LIMITED IN ARBITRATION. All disputes will be resolved before a neutral arbitrator selected jointly by the parties, whose decision will be final, except for a limited right of appeal under the FAA. The arbitration shall be commenced and conducted by JAMS pursuant to its then current Comprehensive Arbitration Rules and Procedures and in accordance with the Expedited Procedures in those rules, or, where appropriate, pursuant to JAMS’ Streamlined Arbitration Rules and Procedures. All applicable JAMS’ rules and procedures are available at the JAMS website www.jamsadr.com. Each party will be responsible for paying any JAMS filing, administrative, and arbitrator fees in accordance with JAMS rules. Judgment on the arbitrator’s award may be entered in any court having jurisdiction. This clause shall not preclude parties from seeking provisional remedies in aid of arbitration from a court of appropriate jurisdiction. The arbitration may be conducted in person, through the submission of documents, by phone, or online. If conducted in person, the arbitration shall take place in Archuleta County, Colorado, United States. The parties may litigate in court to compel arbitration, to stay a proceeding pending arbitration, or to confirm, modify, vacate, or enter judgment on the award entered by the arbitrator. The parties shall cooperate in good faith in the voluntary and informal exchange of all non-privileged documents and other information (including electronically stored information) relevant to the Dispute immediately after commencement of the arbitration. Nothing in this Agreement will prevent FBS from seeking injunctive relief in any court of competent jurisdiction as necessary to protect its proprietary interests.
 
9) CLASS ACTION WAIVER. You agree that any arbitration or proceeding shall be limited to the Dispute between us and you individually. To the full extent permitted by law, (i) no arbitration or proceeding shall be joined with any other; (ii) there is no right or authority for any Dispute to be arbitrated or resolved on a class action-basis or to utilize class action procedures; and (iii) there is no right or authority for any Dispute to be brought in a purported representative capacity on behalf of the general public or any other persons. YOU AGREE THAT YOU MAY BRING CLAIMS AGAINST US ONLY IN YOUR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.
 
10) MEDIATION. The parties may at any time, without prejudice to any other proceedings, seek to settle any dispute arising out of or in connection with the present contract in accordance with the International Chamber of Commerce Mediation Rules.
 
11) EQUITABLE RELIEF. You acknowledge and agree that in the event of a breach or threatened violation of FBS’s intellectual property rights and confidential and proprietary information by you, FBS will suffer irreparable harm and will therefore be entitled to injunctive relief to enforce this Agreement. FBS may, without waiving any other remedies under this Agreement, seek from any court having jurisdiction any interim, equitable, provisional, or injunctive relief that is necessary to protect its rights and property pending the outcome of the arbitration referenced above. You hereby irrevocably and unconditionally consent to the personal and subject matter jurisdiction of the federal and state courts in the State of Colorado for purposes of any such action by FBS.
 
12) ENTIRE AGREEMENT. This Agreement constitutes the entire understanding and agreement of the Parties with respect to its subject matter and supersedes all prior and contemporaneous agreements or understandings, inducements, or conditions, express or implied, written or oral, between the parties.
 
13) COMPLIANCE WITH LAW. The parties shall comply with all applicable laws in performing this Agreement. Whenever there is any conflict between any provision of this Agreement and any applicable law, the applicable law shall prevail.
 
14) NO WAIVER. The failure of any party to insist on the performance of any obligation hereunder shall not be deemed to be a waiver of such obligation. Waiver of any breach of any provision shall not be deemed to be a waiver of any other breach of such provision or any other provision.